Josef was involved in the setting up of the Malta Association of Credit Management (MACM – www.macm.org.mt) and has been administering the Association since its establishment in June 2001. MACM provides a central national organisation for the promotion and protection of all credit interests pertaining to Maltese businesses. He was later appointed Director General of MACM.
Josef has been a member of the Council of FECMA - Federation of European Credit Management Associations (www.fecma.eu), representing the Maltese trade creditors in this European forum, since MACM joined FECMA in May 2003. He is an active council member and after twelve years occupying the role of FECMA Vice President, Josef was elected President of FECMA in November 2016.
Josef has sixteen years of experience in the Financial Services Sector, starting his career as a bank official and later joined a leading Maltese financial services company, specialising in financial advise. He is also a qualified financial advisor.
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