2024 was the year of retail lending: central bank interest rate cuts, the emergence of deferred demand, and new government housing support measures led to record demand in the real estate and consumer loan markets. The dynamic growth could continue this year as both regulators and market participants work to ensure that the expansion remains sustainable.
In contrast, corporate lending was more subdued in 2024 due to a decline in demand and economic uncertainty. The question is whether a financing boom will return in 2025, particularly in the second half of the year, and whether SMEs and large companies will gain momentum. What supported schemes and market mechanisms could help facilitate this process?
The Portfolio Lending 2025 conference is once again the sector's most important event, where banking decision-makers, loan brokers, legal and advisory partners, as well as IT service providers, will share the latest market insights and strategies. The professional programme, featuring panel discussions, presentations, and networking opportunities, helps market participants prepare for the business and regulatory opportunities and challenges ahead in the coming year.