Newer and newer generations are becoming the customers of the financial sector and thus a source of income. Like society, attitudes towards financial management will rapidly change in the coming decades. What expectations do young people have towards financial service providers nowadays? What are the most promising and newest financial innovations in the world? How are financial institutions adapting and transforming in response? What do we see now from the mid-and long-term future for banks, insurers, and fund managers?
08:30 - 08:40
08:35 - 09:00
The digitalisation of money - key to the 21st century
Speaker: Barnabás Virág, Vice President, Hungarian National Bank
09:00 - 09:25
Has the future begun? Past and future of the retail payments market
Speaker: Milán Gauder, Payment guru.
09:25 - 09:50
Roundtable of people in their twenties: financial outlook and expectations of the young
Conversation participants:
09:50 - 10:10
A new equilibrium in banking – future proof business models and cases
Speaker: Balázs Czímer, Partner, McKinsey & Company
10:10 - 10:25
The future in the present: accelerated progress in banking digitalisation
Speaker: Éva Hegedüs, Vice President and CEO, Gránit Bank
10:25 - 10:35
The importance of capital investment in a crisis and beyond
Speaker: Bence Katona, elnök-vezérigazgató, Nemzeti Tőkeholding, Hiventures
10:35 - 11:15
Sector leaders’ roundtable: the future’s bank, insurer, and fund manager
Conversation participants:
Sustainability departments have been set up in banks, the overall reduction of the carbon footprint and environmental pressures has started, and the first reports on green endeavours and their implementations have been completed. But how does ESG reshape bank financing itself? To what extent do lending processes and standards change? Can the exclusion of certain projects be counterproductive? How can the economy be greened through finance? How are the big Hungarian banks doing now, and where will they be in 5, 10, or 20 years? Another theme of the section will be: what overrides risk in equity finance?
11:30 - 11:50
The building blocks of sustainable banking, the ESG vision of a prominent Hungarian bank
Speaker: György Szege, ESG és Fenntarthatóság vezető, Magyar Bankholding Zrt.
11:50 - 12:05
What overrides risk in equity finance?
12:05 - 12:25
Measurable targets for a low-carbon and sustainable society
Speaker: Levente Suba, Head of Sustainability, K&H Group
12:25 - 12:55
ESG-financers’ roundtable: beyond green expectations
Conversation participants:
In the short term, increased energy prices, inflation, rising yield environment and the economic slowdown force both supply and demand side actors of the savings and investments market to adapt. What will be the huge sensation of the next one or two decades? What can future generations invest in? How will yield vs risk attitudes change? Will the balance of interests between asset management market players change? Will new forms of investment and new types of distribution channels appear?
11:30 - 11:50
Where is the world headed in asset management? Significant trends of the future
Speakers:
11:50 - 12:10
Do alternative investments own the future?
Speaker: Péter Kiss, Fixed Income Portfolio Manager, Amundi Alapkezelő Zrt.
12:10 - 12:25
The future of blockchain technology and digital tools in asset management
Speaker: Zsolt Nyéki, Head of Blockchain Competence Center, Dorsum
12:25 - 12:55
Asset managers’ roundtable: when dreams and reality meet
Conversation participants:
The section of our conference that focuses most sharply on the short-term future: what awaits banks in the next year? Will there be a crisis; if so, how big, and what will it mean for credit institutions? How big a wave of collapses and cost increases will hit their finances? Will they have unprofitable quarters and years? What do banks’ financial leaders say about the challenges ahead? And what do regulators say: what should credit institutions do differently in this environment, and what regulatory progress can they promise them?
11:30 - 11:50
We entered a new era: banks’ financial challenges from the regional aspect
Speaker: Stefan Dörfler, Group CFO, Erste Group (Online)
11:50 - 12:10
12:25 - 12:55
Will the energy crisis turn into a financial crisis? Banking risks in the near future
Conversation participants:
In a more extended time slot, from noon until two o’clock, we welcome our dear participants for lunch in the exhibition space!
Simple, fast, user-friendly, smooth, digital, platform-independent, transparent: adjectives that are currently the least appropriate for most processes of domestic household borrowing and not exactly associated with borrowing. What is needed to change this? Do we need a notary, the Land Registry, or an appraiser? Will the reconsideration of existing credit types or the appearance of brand-new credit forms bring about a revolutionary breakthrough? Is BNPL the future? From what resources will we move to a new home, buy a new car, consume and invest in a few years or decades? Should we discard the concept of annuity and switch to something else? What will it take to ensure that borrowing is not only a privilege for the upper middle class (with a bit of exaggeration)? What do the future of home loans and consumer credit look like?
12:55 - 13:10
Alternative repayment methods in loaning and benefits
Speaker: Dr. Levente Kovács, főtitkár, Magyar Bankszövetség
13:10 - 13:45
Consumer lending roundtable: subversive events and long-term trends
Conversation participants:
13:45 - 14:20
Mortgage lending roundtable: how will housing be in 20 years?
Conversation participants:
E, S, G: three letters that have brought a spectacular change in the asset management area in Hungary and the international markets in a few years’ time. Where will ESG lead the asset management market in the coming years and decades? Can investors and service providers keep up with regulatory expectations, and can the authorities take sufficient action against the growing greenwashing? What demand, technological, legal, capital market and property market conditions must be met for the asset management market as a whole to operate in the ESG spirit? Do we even need all this?
12:55 - 13:10
13:10 - 13:25
Green government securities in debt financing
Speaker: Zoltán Árokszállási, vezető elemző, Equilor Befektetési Zrt.
13:25 - 13:40
ESG-securities’ future roles in the capital market
Speaker: Rozália Miklós, Executive Director, Head of the Budapest office, MSCI
13:40 - 14:00
Green real estate, green investments in the following decades
Speaker: Zsombor Incze, Head Of Business Development, Diófa Asset Management
14:00 - 14:20
Real estate financing from ESG investments
Speaker: Gergely Pókos, Managing Director, OTP Bank Zöld Program Igazgatóság
Current account, government bonds, cash – the most popular forms of savings among the Hungarian population over the last decade. But is this really what we need? Should we rely on them in the long term too, or should everyone trade on the stock exchange? Do we need unit-linked life insurance? Is the state tax credit a guarantee for self-care? What should the role of employers be in pension self-provision? What pension system should we consider? Do we need mediators or legal and technological guarantees are enough for selling everything online? Let’s dream about the market of self-provision for the next 5–10–20 years!
14:20 - 14:35
Survey: How do Hungarians imagine the finances of the future?
Speaker: Borbála Baittrok, co-CEO, Datalyze
14:35 - 14:50
14:50 - 15:05
The ideal and optimal pension system of the future seen from today’s perspective
Speaker: Dr. András Farkas, Founder - Editor in chief, NyugdíjGuru News
15:05 - 15:45
What do Hungarian savers need, and what don’t they need?
Conversation participants:
We have been familiar with certain terms for a few decades, but we are not really using them in our everyday finances. Prompt payment is part of our daily lives, but cryptocurrencies or digital central bank money are not used for payment by the average person. The spread of blockchain in finances is mainly in the future. Beyond the hype, how much can we rely on these? What will fundamentally determine how we handle our money in 20 years in Hungary? In general, how will the concept and use of money change?
14:20 - 14:35
14:35 - 14:50
14:50 - 15:05
The place of cryptos in the financial system of the future
Speaker: Dávid Szabó, portfóliómenedzser, Decent Investments, HOLD Alapkezelő
15:05 - 15:45
How and with what are we going to pay in 2042?
Conversation participants:
14:20 - 14:40
"Emerge stronger" - Diageo's credit management response in turbulent times
Speaker: Gábor Gondos, Head of Sell to Cash Europe, Diageo Business Services
14:40 - 15:00
Credit insurance - the key to survival
Speaker: Balázs Vanek, Country Leader, Atradius Hitelbiztosító
15:00 - 15:20
What lies ahead for companies - sectoral overview
Speaker: Tünde Bujdosó, RIC Director, Euler Hermes
15:20 - 15:40
Tunnel at the end of the light - or risk management in a time of recession and constant redesign
Speaker: Dr. Hajnalka Csorbai, Head of Strategy, Opten Kft.
It is up to companies’ financial and economic leaders to decide how the Hungarian economy will sail from one side of the sea of crisis to the other. Their responsibility is enormous: their companies must follow the best strategy with the increased energy prices, inflation, rising yield environment and the economic slowdown. What financing, investment, and acquisition decisions are made nowadays? How do they imagine the future of their own sector, market segment and company? CFOs will present in the last section of our conference, and at the end of the event, the CFO of the year 2022 award will be presented to the most deserving candidate as judged by the jury. You can read more about the award here.
16:10 - 16:25
Freeing the human hand: automating invoice processing
Speaker: Károly Poór, CEO, Member of the Board, Dataxo Group Zrt.
16:25 - 17:10
CFOs’ roundtable: current and future prospects
Conversation participants:
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Gold Sponsor
Silver Sponsor
Silver/Expert Sponsor
Bronze Sponsor
Carbon Offsetting Partner
Media Partner
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